Examples

Try a sample household

Explore a complete budget without entering your own financial information. All examples are fictional.

Educational illustrations only. These examples show how the checker works. They are not recommendations or typical-budget targets.

Holding It Together

One parent and two school-age children working to make ends meet.

How this example was built

This simplified example uses $0 for paid child care and does not include public-assistance income. Those are modeling choices, not assumptions about a real household or anyone's eligibility.

Monthly take-home income: $2,100.00
Monthly spending and payments: $2,775.00
Money left: -$675.00

Two Jobs, Still Tight

Two adults and two children with two W-2 jobs and a small side job.

Monthly take-home income: $4,250.00
Monthly spending and payments: $4,460.00
Money left: -$210.00

Daycare and Paying Down

Good first look

Two adults and two children with dual W-2 income.

Monthly take-home income: $7,150.00
Monthly spending and payments: $7,483.00
Money left: -$333.00

Variable Income Household

Two adults and one child with W-2 plus 1099 income.

Monthly take-home income: $5,100.00
Monthly spending and payments: $5,300.00
Money left: -$200.00

High Income, High Overhead

Two adults and two children above the ninetieth-percentile threshold.

Monthly take-home income: $15,000.00
Monthly spending and payments: $12,550.00
Money left: $2,450.00

Complex Shared Household

Multiple people, jobs, accounts, subscriptions, balances being paid down, and payer splits.

Monthly take-home income: $9,200.00
Monthly spending and payments: $9,110.00
Money left: $90.00