Fictional examples

Try a sample household

Explore a complete budget without entering your own information. Every person, account, balance, and plan shown here is fictional.

Educational illustrations only. These examples show how the checker works. They are not recommendations or typical-budget targets.

Sample — Holding It Together

One parent and two school-age children near the poverty guideline. School breakfast and lunch plus unpaid relative care are assumed; SNAP and housing-subsidy income are not modeled.

Monthly spendable income: $2,100
Monthly planned outflow: $2,775
Monthly remainder: -$675

Sample — Two Jobs, Still Tight

Two adults and two children with two W-2 jobs and a small side job.

Monthly spendable income: $4,250
Monthly planned outflow: $4,460
Monthly remainder: -$210

Sample — Daycare and Debt Squeeze

Good first look

Two adults and two children with dual W-2 income.

Monthly spendable income: $7,150
Monthly planned outflow: $7,483
Monthly remainder: -$333

Sample — Variable Income Household

Two adults and one child with W-2 plus 1099 income.

Monthly spendable income: $5,100
Monthly planned outflow: $5,300
Monthly remainder: -$200

Sample — High Income, High Overhead

Two adults and two children above the ninetieth-percentile threshold.

Monthly spendable income: $15,000
Monthly planned outflow: $12,550
Monthly remainder: $2,450

Sample — Complex Shared Household

Multiple people, jobs, accounts, subscriptions, debts, and payer splits.

Monthly spendable income: $9,200
Monthly planned outflow: $9,110
Monthly remainder: $90